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Achieving financial independence is kind of like cooking. If you’re lucky enough to find a good recipe, it will be much easier. However, the stake is much higher with financial independence. Navis 116S British Battleship Duncan Victorian colors 1 1250 Scale Model ShipA terrific meal will make you happy for a few hours, but financial independence can last a lifetime. Of course, the execution phase is […] Read more

About the author: Joe started Retire by 40 in 2010 to figure out how to retire early. He spent 16 years working in computer design and enjoyed the technical work immensely.F S Transformers Beast Wars Metals Dynobot However, he couldn’t stomach the corporate BS.

Joe left his engineering career behind to become a stay-at-home dad/blogger at 38. Today, he blogs about financial independence, early retirement, investing, and living a frugal lifestyle.Pokemon COMPLETE Detective Pikachu 18 Card Set Charizard See how he generates Passive Income here.

Joe highly recommends Personal Capital for DIY investors. He logs on to Personal Capital almost daily to check his cash flow and net worth. They have many useful tools that will help DIY investors analyze their portfolio and plan for retirement.Magic the Gathering Worldwake Foil Rare Celestial Colonnade

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Did you enjoy the rollercoaster ride on the stock market last week? It was pretty crazy. Every time Trump tweeted a threatening message, the stock market dropped. Pokemon TCG Sun & Moon Unbroken Bonds + Roaring Skies Booster Box BundleInvestors were expecting a deal to be reached, but it didn’t work out. The tariff on $200 billion of Chinese goods increased from 10% to 25% on Friday, […] Read more


Saving for retirement is a big problem in the United States. Many retirees have no savings at all and they will have to keep working to pay the bills.TMNT MOC ACTION FIGURE SEWER SPORTS ALL STARS SHELL SLAMMIN MIKE VARIANT Social Security helps, but that isn’t enough for most people. It’s a tough situation to find yourself in at that age. My retirement saving is in […] Read more

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Hey everyone, did you have a good month in April? The weather is finally nicer here in the Pacific Northwest. RB40Jr is wearing shorts to school every day now. MTG Rebuild Foil Japanese Sunbleached Albino Magic Misprint Vintage StapleThat’s the real benchmark. Unfortunately, this means we have to buy a new set of clothes for him. Kids grow so fast and their clothes don’t […] Read more

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How do you measure happiness? This is a tough question because it is so subjective. Our happiness level depends on many internal and external factors. Funko POP Figure D.C. Suicide Squad SET OF 10 Harley Quinn, ENCHANTRESS Stress, age, health, money, generosity, government, and our internal baseline all contribute to how we feel. Personally, I’m a pretty happy go lucky guy. If all goes well in 2019, […] Read more

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Earlier this year, we moved into our investment duplex. We purchased this duplex in 2014 and planned to move into it at some point. In February, one of our tenants moved out so we executed our plan. NEW Figma EX-044 Max Factory Ludens Kojima Productions JAPAN Figure F SIt was getting more expensive to live in our condo anyway. The property tax and HOA fees kept […] Read more


Recently, I heard on the radio that auto loans are at an all-time high in the US, over $1.2 trillion. The average price of a new car is also very high at $37,500, according to Kelley Blue Book.VTG. 1979 ++ FABULAND LEGO PLUS EXTRAS LOT. Whoa, that’s a lot of money. I guess I shouldn’t be surprised, but it is disappointing to […] Read more


How do you define success? And do you consider yourself successful? These are just some of the questions I received when I wrote – It takes more than money to retire early.G.I. Joe ARAH 1982 STEELER Straight Arm Action Figure VERY NICE My first reaction was to say yes, I’m successful. My family enjoys a modest lifestyle and we’re happy. We are financially secure and […] Read more